Venmo Debit Card Review- Is it Safe to Use Debit Card on Venmo?

Venmo Debit Card Review

Venmo is an online payment service providing a platform that facilitates users to send and receive money with ease via the Venmo app. It also offers Venmo credit as well as Venmo debit cards. Both the cards are functional and acceptable wherever the master card is accepted. This is because Venmo works on the Mastercard network. Also, Venmo s a type of peer-to-peer payment platform.

As of now, Venmo is only available in the U.S.(United States) and in its following territories. For starters, Venmo is only accessible to US citizens.

venmo debit card reviews

Venmo uses data encryption technology to protect your account information, so nobody else can access your account or its information. It is a more robust, secure, and safe option compared to other payment servicing platforms available in the US. The best part about the Venmo platform is its intuitive and easy-to-use interface. 

It is not just a payment service providing platform. The other reason to like Venmo is it comes with a lot of rewards and cashback on purchases. But here is the catch- sending money via your Venmo account may cost you a standard transaction fee of about 3% of the transacted amount.

You can use Venmo almost everywhere wherever Mastercard is accepted. A wide number of merchants accept payments made through Venmo.

Also Check:- How to Add Second Account to Venmo App?

Is it Safe to Use a Debit Card on Venmo?

As it is an online payment service providing platform, there’s a crucial factor that is usually taken into consideration. Most users, while opting for one of the payment service apps in the market, have a doubt about whether it is safe to use or not.

The short answer is YES!

Venmo is a more robust, secure, and safer platform than most other service providers out there in the market. For the record, it is owned by PayPal which is also considered to be one of the most trusted in terms of payment.

Venmo uses data encryption technology to protect your account information. This simply means that cyber hackers will have no luck in accessing the information of your debit card and credit card. 

For instance, you lose or misplace your Venmo credit or debit card. In that case, Venmo offers the feature to disable your card right from the Venmo app itself. It offers you the utmost security system to deal with the theft of your cards.

So, we can conclude, that it is absolutely safe to use a Venmo debit card.

Also, Check:- How to get approved for Venmo Credit Card?

Is Venmo Safe 2022?

Venmo works on the network of Mastercard. It has great measures of protection against theft or loss of your Venmo debit/credit card. Venmo leverages its users the authority to disable the card right from the Venmo app, whenever it is misplaced.

Also, Venmo uses data encryption technology to protect your account information. It safeguards your debit or credit card from unauthorized access. However, one should not forget that Venmo is just another payment service providing platform. So, it is not far away from scams. It is recently reported that scammers have a new technique to bind the users into dirty scams.

 Always remember to verify the notifications you get for the offers on their official site.

Venmo app Security

Venmo is a more robust, safe, and secure application compared to other payment service-providing platforms in the market. There are a plethora of features that give users full control to protect their Venmo cards from theft and other dicey situations.

Venmo is an application that is pretty secure, however, it is the main target of scammers these days. Their motive is to trap the users into fake rewards and steal Venomo account funds.

You should keep this in mind while using the Venmo app to avoid certain possible threats:

  1. Nobody from Venmo will ever contact you to request you a password or verification code associated with your account.
  2. Venmo uses data encryption which helps you to protect your account information. So, before making a payment check whether a user is an authorized Venmo user or not.
  3. Venmo is one of the major targets of spammers and fraudsters so in case you get a notification from Venmo about a $1000 reward or cashback, then be aware because this is how these scammers try to trick you into this vicious cycle of money scams.

Venmo app PROS and CONS

Venmo is a peer-to-peer payment service providing platform. Just like any other application in general, it has got some pros and cons. Let’s see what Venmo is good at, and where it lacks-


  • Attractive offers for Venmo credit/debit cardholders
  • send or receive money from any bank account or debit card at no extra fee.
  • It offers rewarding cashback on purchases made through Venmo debit or credit card.


  • Doesn’t give you options to cancel payments.

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